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Possibility of pregnancy without penetration or ejaculation?

My girlfriend and I are both 15. I am worried of the possibility of pregnancy. I have never had sex and neither has she. About two weeks ago I was over and things began. She had gotten her period on the 28 of February and it had ended on the 7. This occurred on the 8.
I fingered her and she was rubbing my penis. I did not ejaculate and there was no penetration. However, we began to grind the long end of my penis against her exposed vulva. Also the tip of my penis touched her vulva a few times. I don't think there was any pre-ejaculatory fluid. I also did not touch the head of my penis with my hands before I put them in her. Also, I urinated before things began to happen.
Exactly a week later on the 15 I fingered her again and she had a sticky clear mucus. I've read this is a sign of ovulation so I do not think its possible that if there was any sperm, that it could have survived till then.
I should talk to her about my concerns but I do not want to worry her if it is not a big deal. I have looked on the internet and everything is mixed answers. I know the chances are very slim that she could be pregnant. It could even be impossible.
Over the passed week I have been incredibly stressed due to this issue. I would have to wait another two or so weeks for her to get her period again to see if she misses it. She hasn't shown any symptoms. Yesterday she told me that she could feel the symptoms of her period and it is due soon so I just want to know your opinions on the chances. She is due for her period on the 28. I am also worried because her mom has been extremely sick, and so she has been stressed and upset, and I'm afraid this could delay her period as well and I wouldn't be able to tell. I don't want to get a pregnancy test if the possibilities are very low.
Just for further clearance I am not planning on having sex with her for a long time and I stopped doing anything this sexual. I was just experimenting and I realized how worried I am about such a thing and that makes me realize I am not mature enough to have a sexual relationship. I just want to know what the chances are, and if I should be worried. Also I want to know if I should still be worried if her period is late, because it could be due to stress.
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replied March 29th, 2014
Welcome to ehealthforum,
Stress can delay he periods. If you had urinated before your sexual contact, chances of sperms being present in pre-cum are minimal. If she had finished with her periods, she will be getting closer to ovulation time, and if fertile mucus is present, sperms can survive for 5-7 days and fertilize the egg upon ovulation. Wait and watch for her periods. Look out for development of any new symptoms if pregnancy is suspected. She should visit her doctor/gynecologist for further evaluation and assistance if she does not get her periods within 10 days of expected period dates, or if she gets abnormal bleeding. If pregnancy gets ruled out and if you are not ready for pregnancy, but intend to remain sexually active, you should consider getting her started on suitable regular birth control measures to be protected (after her periods). She should be regular with birth control use as instructed. Avoid having unprotected sexual contact if you are not ready for pregnancy.
Take care.

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