Greetings,

I've been shaving my chest and stomach area now for 12 years. Occasionally, there would be an ingrown hair. Some would become infected and painful, others wouldn't. In the past 4 or 5 months, I've noticed bumps popping up on my stomach. They are ONLY in the areas where I shave, no where else; nothing outside of the "hairline". I've been passing them off as ingrown hair or razor bumps. But a friend of mine who saw them the other day said that they looked like warts. There are none on my genital area, thankfully, only on my stomach. A few do have the "cauliflower" look, but most of them don't. the ones that have the cauliflower appearance look more like two or three growing really close together. I am unemployed, and my health insurance ran out, so unfortunately, I can't see a Dermatologist right now.
I have Compound-W Freeze Off, but want to know for sure that they're warts, and not something else before I go "shooting" my stomach with this stuff.

Any help?