momoftif -- i have a suggestion, i have heard of a case where an accountant was able to set up a corporation (like you would be the president and the kids were employees) and the corporation got insurance for all the employees -- so everyone could be insured whether they had a pre-existing condition or not. Obviously, you will have difficulty getting insurance for her on an individual basis. get a good accountant and see what can be done. I wish you the best with that.
Thanks for the other info too. btw its weird that i have no pain, although i did when i first discovered the hematuria (but i was seven month pregnant at the time and the pain subsided after a several-day stay in the hospital). strange....