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Q: Question About Health Insurance
asked by: mangocheesecake on April 10th, 2007
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I have been seizure free for many years and am looking into buying health insurance, (im self employed). I was wondering if anyone knows of any good health plan they would recommend. Right now my seizure related med bills total about $2000. per year so I consider myself lucky but maybe I'm wrong I'm not sure maybe I won't qualified for anything worth having just on the basis of that alone. Sad
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shorty1825
replied on June 7th, 2007
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Health Insurance And Seizures
I'vd had this problem myself. My hubby and I are self Employeed. Finding Insurance for me was great. All the different ones took our money every month; but, they also denied my coverage stating that any time I would go to see doc is was Seizure related. Pre-existing Health conditions are a problem for the Health Insurance Industry.

It wasn't until we found Kaiser. Kaiser asked us all the same Q's that any other HI would. The difference is they looked @ seizures as a reason this person needed HI. My Medical History was reviewed by their "Board of Doctors (or who ever is on the board)". When the review was finished they sent us a Health Coverage that actually covered me seeing doctors (regardless whether it was seizure related or not). We've been with Kaiser for 21 years now. They've done test after test on me (24hr EKG and the whole bit). If we didn't have Kaiser, I could not afford to take the meds that have given me some type of control.

Life Insurance... hasn't been so easy. I'm still unable to obtain it b/c of my pre-existing Medical condition of Seizures.

Good luck to you!
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