Hello! I have aways found that other people's experiences can help me make educated decisions. Obviously, so do you as you are posting on a teen pregnancy forum. My fiance and I have been together for over 5 years, yet we have still not come to the conclusion that it is time for us to have a child (I know, exactly what you want to hear right?). However, we do realize that if we consider ourselves adult enough to have a sexual relationship, then we must be adult enough to consider the possible outcomes. Upon making our decision, there were several contributing factors.
1) We do not feel that we are capable of providing this new individual with the best possible atmosphere in which to grow up. We feel that our child would deserve a far better childhood than what we are currently able to provide nor would we be the best possible parents for that child. I personally hold this to be the major deciding factor. Until I am looking at the pregnancy from the child's perspective and not my own I will not be actively trying to conceive a child.
2) We wanted to be sure that we were with the right person. With divorce rates so high, we want to guarantee that our child will have a stable family.
3) School. As recent college graduates (or soon to be. yay!), we found there was no possibility to fit raising a child in our lives. College is a totally awesome opportunity and worth every minute you put into it. However, I personally would have had way too much on my plate to be pursuing my career and my family.
4) money. For a 2 parent family that makes $40,000 a year, the average cost of 18 years of raising a child (not to mention education costs) is $130,000. Considering I still look in to sofa for change for gas money, I am very sure I can't currently afford a child. haha
5) I really don't mean to put guilt on you and I apologize if I do. When I make really big decisions I think about those that care about me. Would people like my parents, grand-parents, siblings, and people I look up to be proud of my decision? I think that's a pretty good rule to follow with about anything. After all, those are the people you care about. That one gets me every time. talk about feeling guilty...
Anyway, I hope my rambling help you in some way. It shows responsibility to think huge things like that through. I with you the best of luck in your decision, whatever it may be. I'm not that much older than you and I remember being in your place.