A swab is extremely small; however you should probably have a full pelvic exam since you are sexually active, no matter what your age is.
Pap-smears are not frightening; they don't take long, and there is so much that can be learned from them.
Going to a doctor, a gynecologist, is a very important thing to do! Please go get a first check up now that you are sexually active! You need to keep yourself healthy.
Planned parenthood is a clinic that will do free exams and dispension of pills and other forms of birth control for women with low enough money, or if you are a student.