I wouldn't necessarily call this a "problem" for me, but I have this same "feature". I always thought protruding mound was unsightly but it never drove me to lose sleep at night. I guess I was more worried about other insecurities and wobbly bits to waste so much energy on something like this(no offense) I'm 20 and have had a healthy sexual appetite and the partners I've had never pointed, screamed or ran away lol. In the middle of sex I'm to preoccupied with other things to worry about how big my pubic mound looks. Also the women here who have husbands and fiancees who they don't show their bodies to just blows my mind. In serious relationships my favorite thing to do is take showers with my boyfriend and just laying naked with them. I've never met a man who thought my body was disgusting, they either preferred it or were completely indifferent. Ur man should love regradless if u have a fat cat, lopsided breast or unsightly hair lol. As for buying clothes; get a 2nd opinion. When I was younger I use to feel like it looked like I had a penis from the way my pants fit or how my bathing suit looked but I've come to realize that it is all pretty unnoticeable. Like when u spend all week eating junk food and u look in the mirror and u think u look fatter but u get on the scale and ur still the same weight or when u get a pimple and u completely fret over it all day but u realize it really isn't as noticeable as u initially thought.
I don't want to seem like I'm putting down others issuses with their bodies. If you are 100% sure having a procedure will make u feel more secure about urself, go for it. See if the doctor can make u some sort of payment plan. But also think about getting into consoling to make sure their isn't some other underlying issues. AND if u still can't find enough money go a nice bar or club with some close girlfriends, buy urself a some shots of good tequila, find the most attractive man there, take him home, and have him worshiping ur beautiful body as it's suppose to be :]