I'm sorry, but I have a question too... Along the same lines.
When I masturbate I use my natural lube (which is plenty). However, I have no idea if I had an orgasm or if I am on the verge of having one because my legs start to shake, my pelvis lifts up (which I know is natural), and I get all the tinglely sinsations and presure. However, I all of a sudden get so sensitive that it makes my stop because of the pain to even touch my clit. I wait it out a bit and I have no feeling in my clit and have to wait 'til the next night to try again.
Should I forget about the pain and keep going at it? I know I have plenty of lube and use a lot of it.