This really is a personnel decision and it
has to be what you both want. There is no
correct way to do it. Having a joint
account is great but still having a little
bit of your own money to spend on whatever
you want without having to account for it
is a bonus. By having seperate accounts
aswell as one joint account doesn't have
anything to do with trust its nice to have
your own money and a bit of independance.
My husband and I have a couple joint
accounts (savings and a general one) most
of our money goes into the one account and
then $50 a week goes into our accounts to
do whatever we want with it but usually
its spent on whatever we need anyway

but he likes having
"his" money that he can waste at the pub
if he wants to or he saves it occasionally
and buys me a pressie (that is one good
thing about it

and I generally use
mine on clothes or other girlie things

another way to do
it is get some cash out on pay day and
give some to your parnter and keep some
yourself and that is 'your' money to do
what you want with. Either way works and
remember its not that much of a biggie in
the long run so don't get too worried
about it. I know some couples who have
been married for years and don't have any
joint accounts and that seems to work for
them so whatever yous decide to do is your
choice and it will be what is best for you
both.