Hi, my wife was on group health plan for 8 mnths through her employer, and her insurance coverage ended last week when she quit the job last week. She is currently pregnant (2 and half months). She went to india immediately after quitting the job. She will be back in usa in feb 2007, and her due date is in 1'st week of may 2007. I want to add her in my group plan through my employer when she comes back in feb 2007. If her coverage starts again from march 1, 2007, is delivering the baby in 1'st week of may 2007 fully covered? She will not be having any coverage between oct 06 – feb 07, and she will be in india during that time. Is this lapse in coverage ok? Is there any pre-existing condition rules apply to her pregnancy? Will delivering the baby in 1'st week of may 2007 fully covered? Please kindly help me with this situation.

Thanks in advance for your help