Based on your description it does sound like a hemorrhoid.

Hemorrhoids are amongst the most common rectal related problems and can be effectively treated with exeternal medications.

If you are bleeding from your anus. Have it checked out. It is not normal. Do not self diagnose.

Go see your doctor and he/she might suggest you have a colonoscopy, I have just turned 28 and have to have one every two years ...
Good luck

A colonoscopy probably will be the second thing they do if they don't see the problem with a sigmoidoscope. They just look up about 10 or 20 inches. If they see the source of blood, they will fix or rule out significant problems.

Problem is that bleeding lower down can mask problems above, so the colonoscopy is needed if the bleeding does not stop.