Okay danny nice advice but by complaining about friends pressuring people into thinking how great it is, you're doing the exact same thing by pressuring people to wait until they are married. You are right, it's a moral and self decision. Some people pick the wrong time, others pick the right time.
I'm a girl, I was 15.
And yes, I heard all the people pushing it on others, and yes i've had friends who have gotten pregnant. But I wasn't waiting til I got married, I was waiting until I found someone I loved. Who I did at the time, and still do. No we are not together anymore, but that is one thing I will never regret. We had complete love and respect for each other and it was a great experience.
It's totally a personal choice based on morals and beliefs. I believed i'd wait for someone who respected and loved me, as much as I them, and I did. So what if I was 15, I was ready. I knew that. I didn't regret or feel guilty at all. It brought me and him closer and even though it's been some time since those days, we still respect each other and love each other on some level, because things like that are undying.
Everyone is aware of the risks and chances they are taking by having sex, but you can't tell them it's going to be horrible, and scare the living day lights out of anyone who's been thinking about it. They should have unbias opinions, or they won't form their own.
Let the kids do what the kids are going to do. Std's happen, and pregnancy happen. Not just to "unmarried careless teens". A huge amount of marriages fail, horribly. And i'm sure the people leaving them could also regret waiting for someone who wasn't worth it, or wasn't "the one".
Please think unbias, especially when shooting out advice.