Shandeesh I feel so very bad for you. I dont have much help for you other than to let you know that I have read numerous articles about stress and panic attacks. You are not crazy, there is something in your life that is making your cup overflow. How do you take your life piece by piece and examine it, change it all with trying to exist . ( job family etc. )
if im at all close to some of the things you may be feeling, know that beimg scared is a form of us trying to protect ourselves. What are you trying to protect yourself from, may be a good starting point for you.

I myself have had similar attacks.

I am vstar and I myself have entries in the forum if you want to write back