Teen Pregnancy Forum - How Are You Coping With Finances And the Baby?

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Q: How Are You Coping With Finances And the Baby?

asked by: prettygirlygirl on March 28th, 2006

Experienced User

This has been one of the biggest challenges for me. I am not really old enough to work anywhere that pays very well and am finding it difficult to provide for myself and my child.

My daughter is 18 months old, I began working as soon as I found out I was pregnant. I work 3 part-time jobs (about 50 hours/week, 2 fast food and one with my dad when I have time), I go to a chartered high school so I can fit in time for school work when necessary. I am currently living in a basement apartment at my parents house. I give 60% of what I earn to my parents for rent, food, and child care. I keep 30% and put it into a savings account so I can move out and start a life once I turn 18 (provided I save enough first, of course) and put 10% away for adelaide because I would like her to go to university one day.

This summer I will be 16 and would like to quit my jobs in fast food and get work as a painter at college pro because I will be able to work full time and it pays much better than the work I am doing now.

I am planning to open my own business in the summer because it is the only way I feel like I will be able to earn enough to make any sort of decent living. I don't beleive I will be able to go to university for a long time after I graduate. When I finish high school my daughter will only be 4 years old and I can't imagine that I will be able to save enough to pay for school and child care before that time. This is a problem because I know it is difficult to find a good job without a university education, especially if you are taking care of kid.

So how are the rest of you coping... Or planning to cope with this type of thing?

Replies(25)

Rodge

replied on March 28th, 2006

Active User, very eHealthy

Your own business at 16? You're a little over-ambitious, don't you think? Those take a lot of work, time and money to get started.

Jennie25

replied on March 28th, 2006

Experienced User

Lots of ppl have their own mini businesses in canada---the gov't provides money for teens during the summer to do this--stuff like painting, lawn care...Simpler stuff like that---

but I can't tell ya how my finances are going, haven't had my baby yet. I'm only just over 2mnths....

Rodge

replied on March 28th, 2006

Active User, very eHealthy

Cool. How much do these pay, then? More than .Mcdonalds et al?

prettygirlygirl

replied on March 28th, 2006

Experienced User

rodge wrote:

cool. How much do these pay, then? More than .Mcdonalds et al?

just about anything does. You can get a student grant from the government. They give about $3000 for summer businesses. I have already submitted my business plan and should hear back before summer starts.

HcoBrunette06

replied on March 28th, 2006

Especially eHealthy

Good luck! :d

Rodge

replied on March 28th, 2006

Active User, very eHealthy

Shiny. We get £30 a week for turning up to sixth form every day. I'm getting nothing right now. Xd

my family has its own business (cobbling) that i'm going to inherit, and I know how much money is poured into it. Therefore i'm a little wary of anyone who bangs on about starting their own business. :p

prettygirlygirl

replied on March 28th, 2006

Experienced User

rodge wrote:

my family has its own business (cobbling) that i'm going to inherit, and I know how much money is poured into it. Therefore i'm a little wary of anyone who bangs on about starting their own business. :p

i can imagine that cobbling would be a very expensive business to run. There are quite a lot of summer business (and real business) that can be started with very small capital... Some almost none at all.

Jennie25

replied on March 28th, 2006

Experienced User

Where are you from pretty?

Is cobbling like showmaking?!

prettygirlygirl

replied on March 28th, 2006

Experienced User

Canada

Rodge

replied on March 28th, 2006

Active User, very eHealthy

jennie25 wrote:

is cobbling like showmaking?!

shoe repairs, actually. Interesting stuff, if you like that sort of thing. :p

Jennie25

replied on March 28th, 2006

Experienced User

Well I hope your painting business goes well pretty. I'd hire ya =) what province you from? Me and my fiancee are buying a house and its gonna need lots of painting lol and i'm not supposed to paint b/c of the baby.

=)

Tayzia

replied on March 28th, 2006

Experienced User

Where in canada, pretty? I'm alberta.

Well, at least you have ambition, and you're not just sititng around soaking up your parents' money. Are you getting child support if you're not with your daughter's father? If not, how much are you getting paid a week with your three jobs?

Jennie25

replied on March 28th, 2006

Experienced User

I'm in ontario =)

babyrae

replied on March 28th, 2006

Extremely eHealthy

Wow! U sound like ur doing really good for 16!

I'm in college right now and I dont work.. So we're on one income right now (my bf works at inco tho so its pretty good) and im pregnant with my second child. Expenses arent so bad except we figured out thagt daycare will cost us about 11,000 next year! Nuts huh? Other tahn that its okay.. But I will be working full time in the summer.. And im done college in 2 years so it will be tight for a bit but it can be done :)

diamondsz

replied on March 29th, 2006

Extremely eHealthy

rodge wrote:

your own business at 16? You're a little over-ambitious, don't you think? Those take a lot of work, time and money to get started.

its possible I ran my dads buisness at 14 and im getting jobs most people my age dont get and im 22 now anything is possible

Sunflower_pie81

replied on March 29th, 2006

Extremely eHealthy

I have to say that you sound really responcible, and I am glad to hear of a young person who is being accountable.

I am 24 and my husband and I are having our first baby. We are very happy about it, however my husband is flaking on me and I am not sure if he is going to be around once she is born and I don't know if he will support her. But the thing is, I can support myself and my little skoot without him. I don't have any schooling or anything, I just got lucky enough to find a job at 16 and stuck with it and at 24 I have move up in the company and make a good amount of money.

AlliE_18

replied on March 29th, 2006

Extremely eHealthy

I get benefits/welfare, its enough to live on in the uk.

Rodge

replied on March 29th, 2006

Active User, very eHealthy

allie_18 wrote:

i get benefits/welfare, its enough to live on in the uk.

unlike minimum wage.

you are going to get a job at some point, aren't you?

AlliE_18

replied on March 29th, 2006

Extremely eHealthy

Yeah definately, but its nice not having to when ive just had a baby.

12 >>

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