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Q: Insurance?
asked by: bittertongue on March 22nd, 2006
New User
Hey guys I live in canada. Just out of curiousity. I'm still on the 2 month sample of otc lo my doctor gave me to try out. But i'm just wondering, if my insurance doesn't cover my birth control, can I just pay for it. And about how much would that cost me to do. I don't want to ask my mom because i'm scared she'll get the wrong idea if she knows i'm on bc. And I don't care too much to go to planned parenthood. Soo, any advice or answers would be awesome.
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bittertongue
replied on March 22nd, 2006
New User
Also, I think my family just has the typical average income, average health insurance/medical insurance. I don't know too much about it. But do they usually cover birth control?
I'd just like to know how much i'll be spending for a monthly prescription.
And how this kind of all works, so that I kind of have some knowledge b4
i go into see my doctor for the actual presription.
I dont want to sound like a total wingnut. Aahahah.
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scrdat20
replied on March 22nd, 2006
Experienced User
Hi bittertongue:

i am not sure if canadian insurance operates same way as american, but I imagine they are very close. Your insurance most likely covers it. Every insurance that I have ever had has covered it. There is just usually a small co-pay at the time you recieve each refill, usually between $5 and $20. If yours doesn't you can just pay for it. Thats what lots of women do to if they don't have insurance. It can be fairly expensive though, I think about $50 or so for one pack (one month) here in the states, so yeah... Thats kind of a bummer. The other thing is that the brand name prescriptions usually cost more than generic ones. In fact, when you go to the pharmacy, unless your doctor specifically asks for brand name (for example ortho tri cyclen is a brand name) they will give you the generic. The generic is the exact same pill, so don't worry about that, its just a lot cheaper because it doesn't have to fancy name. But it is just as good and reliable. I, in fact, am on a generic pill for ortho tri cycen. With my insurance, my co-pay amount depends on whether the drug is generic or the more expensive brand name. I hope this helps!! Let me know if you have any more questions. I used to work in a doctor's office so I got to know a lot about this stuff! Have a good one!
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bittertongue
replied on March 22nd, 2006
New User
Oh hahah great thanks that helps quite a bit.
Just one other thing. Will I have to show the pharmisict any kind of paper
documents for my insurance, or can he just check up on it by himself?
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bittertongue
replied on March 22nd, 2006
New User
Oh and will I need to take any cards in when I see the pharmicist. Like my care card or birth certificate or anything like that?
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scrdat20
replied on March 22nd, 2006
Experienced User
Hi:

you should probably have to show them your insurance card with the insurance company information and your insurance #, etc. I don't think that they will be able to look it up if you don't have this information. Most likely your parents or the person whom the insurance is under will have an insurance card. But if you have been on a presciption before (any kind) and you use the same pharmacy still and you still have the same insurance, then you should just be in their computer and then you won't have to show them anything. Is there a specific reason you don't want to go to planned parenthood?
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bittertongue
replied on March 22nd, 2006
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Well its kind of the other side of town, which is quite a ways. But now that you say I might need my insurance number. Hmmm, uhm does planned parenthood need all that kind of stuff?
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