Hi nathan,
i do think the bite splint (orthodic) is going to be your best bet, but I think your doctor is asking for too much money. My last bite splint (and best one) was made about a year ago, the first one to be made by my current tmj dentist. It only cost about $500.00 and that's with all the adjustments I will need, even in the future. My health insurance did pay for most of it even though it was made by a dentist so make sure to check out your insurance. All my previous bite splints cost about the same or less also. This is why I would suggest getting a 2nd and 3rd opinion.
If you are having difficulties finding another tmj dentist (usually a dentist or orthodontist) in your area, call the closest university's dental school administrative office or check their webpage (if they have one). Also, the following two websites list (hopefully) reputable tmj dentists by location. Aacp.Org & aacfp.Org/referral.Html.
Don't even think about the possibility of braces until you are exactly where you want to be (no dizziness or pain, etc.). Braces do not necessarily help "fix" tmj. I had braces to "cure" my tmj when I developed it 25 years ago and they did absolutely no good. And sadly, I do know too many others that braces didn't help either. But, I am an advocate of braces if it's to straighten your teeth and you are having no tmj pain, etc. Except you might want to check on the cost from a few different orthodontists first.
I hope this helps a little bit. Please get more opinions reference the bite splint cost before making a decision. And yes, stress makes tmj worse, so if you can find a method to relax you, especially before going to bed, that would be great. If that means a pill prescribed by a doctor, then go for it. Quality of life is the most important thing.
Witt - i'm so happy to read that you sound better. The dizziness and ear problems don't bother me as much as the pain. I just wish the pain would go away and stay away more than it does, but i'm still optimistic that i'll find the right combination of help for that all important quality of life.
God bless...
Carol