Bp Boyfriend Is Always Broke! Posted: 12-19-05 19:05pm
My boyfriend never has any money! He
works in construction and seems to be busy
most of the time so it seems strange that
he has nothing to show for all hard work.
He doesn’t have a checking account and
doesn’t think he needs one. I don’t
think he's gambling his money away but
i’m not sure how to get to the bottom of
the problem. We recently moved in
together and he is not helping me with the
bills. I care a lot about him but I
cannot stay with him if I have to support
him. Any suggestions?? :?
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sandyallen
Extremely EHEALTHy
Joined: 02 Feb 2004 Posts: 4580
Posted: 12-19-05 19:18pm
Just sit him down and have a nice talk
with him and let him know that you cannot
afford to support him and set him up with
a pay schedule but do it in a nice way the
sooner the better before you blow up at
him
good luck and keep us posted.
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CelticJenn
New User, Becoming EHEALTHy
Joined: 19 Jan 2006 Posts: 13 Location: NorthWest
Posted: 01-19-06 19:34pm
The only to really get to the bottom of
this, is to fully understand the disorder.
Part of bi-polar symptoms are when the
person is feeling depressed, they will
(shop) and spend beyond their means, sort
of a (euphoria) to temporarily feel better
about themselves.
This is part of his condition and if he is
currently seeing a doctor for this, it's
best to go with him, and explain your
concernsto the therapist and they can help
come up with many solutions.
The last thing you should do is try to
solve this by yourself, as he might think
you're (controling) him, his money, and
his life, and thigns might worsen as time
goes by.
This is a lesson, my mother in law and I
have had to learn over the past years, it
is not easy, and was very hard to
comprehend that this is happening, but
there is help.
Take it from someone who is going through
it, I hope this helps.
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doggieluvr
New User, Becoming EHEALTHy
Joined: 01 Aug 2005 Posts: 5 Location: USA
Posted: 01-31-06 17:01pm
Thank you both for your suggestions. We
have agreed that he pay me $250 a week to
cover his portion of the rent and he has
been able to provide me with the $. I
earn more than him and will pay the cost
of the utilities. It is frustrating for
me because I have asked him on several
occasions to explain to me where his money
goes and he becomes defensive. He
doesn't have a checking account and deals
with cash only. Maybe that's why he
can't hold on to it because he doesn't
actually deposit money into an account.
In my opinion, you would think that he
would be tired of always being broke and
want to find a way to manage his money and
not be financially irresponsible but he
doesn't see it that way. To him, that's
the way it is and always will be. I have
to say that i've been extremely patient
and foregiving with him. He got
desperate not too long ago and cashed in a
large container of my coins without
telling me. I only found out when I went
to move it and it was empty!! I don't
know if his problem is related to
depression but he is taking 1500mg of
depakote daily + cymbalta. I guess meds
aren't the cure all!
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CelticJenn
New User, Becoming EHEALTHy
Joined: 19 Jan 2006 Posts: 13 Location: NorthWest
Posted: 01-31-06 17:25pm
My husband was like that and he destroyed
my account by letting his friends have
access to his debit card, very long
pathetic story.
It's taken a long time to be able to trust
him with money after that, but now his
mother is on an account with him, and she
recieves statements, and the three of us
go over the budget each month, instead of
just leaving him alone with an open bank
account. We are trying to move into a
house, and for the most of last year he
has been a lot more responsible with
money.
There have been a few incidents of
"splurging" but it's no where near as bad
as it used to be.
I think as long as we're all on the same
page so to speak, with whats going on, and
he's honest about what he's spending, it
makes it a lot easier. One time he spent
$600 on a computer he wanted, and I had no
choice but to call his mother and tell her
so she can record it on the budget plan
and he was all stressed out and thought we
would make him take it back, and it turned
out we just wanted him to be honest so we
don't wonder where the heck $600
disappeared to.... And he has to be able
to trust us, too... Which is hard for
him,,, but like I say, so far it's
working.
And the scary thing is he got a new pay
pal card, and all he has to do is go
online and transfer however much he wants
and i'd never know it.
Except the statement comes in the mail,
and he's busted. So his mother made him
promise no more buying online. ;)
he only does these things when he's going
through depression again, my main clue is
when he's craving chocolate, and all he
wants to do is veg... Next thing I know
we're 200 dollars short for the month.
Now i'm not sure about the medication, you
mentioned depakote....And something else,
my hubby is taking lithium and for the
most part it just sorta takes the edge off
I guess, keeps him balanced until it's
time for his next dose.
His doctor said, and its in the handouts
from therapy, that spending money, or
"splurging" is part of the depression, it
acts sort of like a "high," it's usually
temporary but they (someone with bi-polar)
can't control it.
Thank god his mother and I are pretty
close, we can handle this together and we
always help each other de-stress, and we
usually have a cup of tea together, and
come up with new ways of handling ways of
telling him no. Sometimes it sucks but we
have to be strong together.
~good luck to you.
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doggieluvr
New User, Becoming EHEALTHy
Joined: 01 Aug 2005 Posts: 5 Location: USA
Posted: 02-01-06 18:54pm
Celticjenn: our stories are similar but it
sounds like your situation is definitely
under better control than mine. I have
been living with my bf for only 3 months
so this is all new to me but didn't come
entirely as a surprise. I found out he
had to move from his previous house
because he wasn't paying the rent on time.
He also convinced me that he could pay
half of the rent and utilities but i've
paid significantly more of the bills than
him. We have 3 more months on our lease
and I have to decide at that time if he's
worth staying with. I really don’t
trust him and even hide my valuables
because i’m afraid if he gets desperate
he may pawn them off. I sort of doubt he
would but I am still leary. It’s
interesting that you mentioned the
chocolate craving. My bf has those
episodes as well but I haven’t related
them to depression. I also cannot figure
out what he’s spending the money on as
he doesn’t have much to show for all the
money he spends. He denies having a
gambling problem and I don’t believe he
is able to pay his ex-girlfriend child
support for their son. Despite all of
this I still love him and hope that we can
work through our problems.