If you are asking in the context of hipaa the answer is no.

But, a short term medical policy would constitute continuous coverage.

Stm is not a supp plan. The question posed specifically mentioned supplemental health.

And yes, an stm plan does qualify under hipaa rules for continuous coverage, as does cobra & cobra conversion policies.

I didn't post to create an arguement; I posted to propose a solution.

Thank you for the clarification.