And I would also like to know how u cut ur body fat percent down

If you had read like 2 or 3 other posts around the top then you would see the same type of ordeal

lose fat. Thats the only way to get rid of a waistling or "lovehandles". The crucnches and everything arent working because you dont need to strenghten your muscles you need to lose fat
to lose fat get a diet in order, and start doing cardio. Eat healthy and a lot.Its all about calories in vrs. Calories out.