Invest it!
Girls, if there's one thing I cant preach enough, its investment!! If you can save $160 a month in an investment account that draws 10% (which contrary to popular belief, is not hard to do: my mo-in-law earned 26% this year), you'll be a millionaire after 40 years. The earlier the better! If you wait until 10 years from now to start, you'll have to put $440 a month to make it to a million by the same year. If you wait until 20 years from now to start, you'll have to put away $1300 a month to get there! And most of us will still be working in 40 years, so it won't be hard to do , and you'll a million bucks saved up for your retirement by only investing $160 a month!!!
Mike has an ira through work, and we save 10% of our income. Everybody should do it! Save at least $100 a month. Even by the time your kids need college money you'll have $60,000 in the bank or something similar, and only $21,000 of that will be money you put in. The rest will be the return on your investment.
If you start with just your $2000 and do $100 a month, you'll have $72,000 after 18 years at 10%.