Hi td,
the reason that I titled it that is because we are so different. My mother had a grapefruit size tumor in her uterus for almost 10 years, but never felt it or had any problems with it.
I am 48, 47 when I had my hysterectomy. I had to have one because I had three fibriods in and on my uterus, the largest was about the size and shape of a pear. It was sitting on the lining of my uterus and cause almost continual bleeding..Not heavy..But I had bleeding almost every day for about 1 year. It wasn't heavy enough to make me anemic, just uncomfortable. The dr put me on hormones to help when the bleeding got heavy. I was hoping that they would change in size and I wouldn't have to have the surgery, but they didn't, and I decided that I had had enough, so I went ahead with the surgery.
If the fibroid that you have isn't causing you any problems, I would say wait. Look on the internet for options as far as not having the surgery, but different treatments that would shrink the size. If your doctor doesn't give you any options, check with another. I don't know where you live, but the state of washington allows you to be seen by any ob-gyn doctor of your choice and the insurance has to pay.
Good luck..And don't be concerned until you have continual problems...Then insist on some kind of treatment before it effects your life.