Candikane and others,
check out planned parenthood (or other similar associations) in your area. They have free pregnancy tests and offer care for those without insurance.
Currently, i'm in a bit of a situation myself. I am on the pill but I am fairly sure i'm pregnant. I just had a miscarriage in march (was on the pill then too). This would be the second child for my husband and myself, who are surprise!!! Both college educated and a bit older. Our son was a planned pregnancy, but this one would be a bit early (i was hoping for next year).
Let me just say.... it happens, no matter the socioeconomical status.
Unfortunately, there are some of us that are a bit more fertile than others.
We should be here to help each other
good luck! Love your babies!!!