I am 21, my wife is 20. We have a 17 month old daughter. I am self-employed and my wife doesn't work. We are living in Las Vegas, NV.

I don't know much about the health plans or the companies behind them, so I’m not sure where to even start when looking for healthcare.

My wife and I both have a couple issues we need to have looked at, and our daughter will obviously need frequent checkups and what not.

I'd assume we'll be looking for a plan with affordable office visit rates and a pretty low deductable... in exchange for high monthly payments.

Also looking for recommendations as to what are the better companies to go with, as I've herd horror stories about health insurance.

Thanks in advance for any advice .