No, but if it has to do with you, I hope you get everything under control hun.

You should talk to your mortgage company that holds your loan.

you have to talk to the bank

Sadie, do you have a single mortgage? A second mortgage? An ARM? You can pm me this information since it is personal - but if you are behind on your payments, the mortgage company can start proceedings to foreclose on your house. It is imparitive that it get taken care of and at the very least, that some kind of payments are made towards the monthly mortgage payment.

During this time, a lot of people are struggling and the mortgage lenders are trying to accomodate people whose houses are at risk for foreclosure.

Dang Ingi, what don't you know.

Yes, let Ingi help you:)

Seriously, most banks and mortgage companies really want to work with people. It cost them more money to go through the whole process.

Are you doing alright??

no

I have no idea how the heck I know some of the things I know. I can be a font of useless information!

The quickest way to stop it is to come to a resolution with your bank about a payment schedule. Have you tried to do this yet?

You should be receiving a ton of mail from mortgage companies offering to refinance you. If you haven't you can look into it yourself. Please let me know if this is obvious and you've already done this.

There are mortgage companies that specialize in this and get you refinanced quickly, if you have decent credit (besides the obvious house payment issue).

Did you have a loan with an adjustable rate mortgage that just went up, so that the payments became too expensive for you guys to pay? That is what is happening to a lot pf people right now, and I know the government (Federal government) is looking into helping people in this situation.

Please let me know if you have any questions about this post. Good luck.