There is a good chance you are pregnant. Three months is a long time to go without your period.
My best friend was four months along before she found out she was pregnant. She hadn't had her period, but every single home pregnancy test and even the test at the clinic kept coming up negative. She thought that she was pregnant, but the doctors kept telling her that she wasn't. The only symptoms she had was no period. She didn't get any other symptoms until about the fifth month. But every single woman is different.
Even though you are scared, not taking a test will not make it go away.
Like the first post said, go to a clinic or something like that. They can help you out. You can get a test, exam and if you are pregnant they can explain your options. And if you are not pregnant, then you should consider going on birth control. Good luck.