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Health insurance for pre-existing conditions

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loobylu

New User, Becoming EHEALTHy
Joined: 24 Jan 2008
Posts: 1
Health insurance for pre-existing conditions
Posted: 01-24-08 11:45am

Does anyone know who provides Health Insurance for those of us with pre exisiting conditions? Most Discount Health Plans are a waste of time because they donot help when having scans etc at the hospital. They talk about negotiating (advocacy) with the hospital, it does not work, I have tried. Anybody got a suggestion.
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madmom

New User, Becoming EHEALTHy
Joined: 04 Feb 2008
Posts: 2
pre-existing condition
Posted: 02-04-08 20:23pm

Try and get a job with someone that offers group health. Look up the HIPAA laws, I don't think they can deny you when you are offered group health, but they can put a pre-existing condition clause on it, usually for a year, if you don't have credible insurance coverage for the preceding 12 months before getting the insurance.
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