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Q: Health insurance for pre-existing conditions
asked by: loobylu on January 24th, 2008
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Does anyone know who provides Health Insurance for those of us with pre exisiting conditions? Most Discount Health Plans are a waste of time because they donot help when having scans etc at the hospital. They talk about negotiating (advocacy) with the hospital, it does not work, I have tried. Anybody got a suggestion.
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madmom
replied on February 4th, 2008
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pre-existing condition
Try and get a job with someone that offers group health. Look up the HIPAA laws, I don't think they can deny you when you are offered group health, but they can put a pre-existing condition clause on it, usually for a year, if you don't have credible insurance coverage for the preceding 12 months before getting the insurance.
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