Not sure if it would be to your advantage to have both. The individual maximums for contribution is already preset by the feds. I would pick the one that I would have to pay the least amount of the premium. Make sense?

Very Interesting,

If you are considering on going from job to job. Have you ever considered an individual health insurance policy? The only reason I bring this up is because most of the time your rates can be lower and best of all you can take it from job to job. Another god thing is that once you have gone through underwriting you are done no mater what clames you make your coverage can never be terminated.

So if you are healthy I would consider the individual coverage. If you are not healthy it is best to evaluate both jobs which one is the one that your are going to build your carrier in and keep that plan.

Hope this helps.

Eleazar Estorga