Ok this is based off of my experience. AND FOR EVERYONE. There is such a thing called the "G" spot or what you might be looking for to achieve that "orgasm" On youtube theres this fabulous lady who does video blogs and informs you on things that your curious about. Recently shes done things on the female menstrual cycle, the HPV virus, and the G Spot. To start, I don't think i'd recommend you masturbate if your husband is ever around. For my and my girlfriend she always tells me that, prior to us going out, when she masturbated, it was never the same as when i did it for her. Well, prior to sex, you gotta make sure theres foreplay, your husband should "loosen" and "set" the mood. If you havent already great way to do that is have your husband perform oral sex on you. As far as the G spot, when he is fingering you, tell him to curve his finger that he is using (some what like a hook). The G spot is located literally behind where the clitoris is. It feels like soft bumps. Thats the G Spot. You'll have to find it cause its different on most women. But yea, I think what your missing out on is the whole fore play part, and when your husband is close to climax, dont let him finish until your satisfied :]. I hope that helps out. AND! Music helps set the mood, I like listening to ATB haha... Cheers!