My Recent Medical Insurance Issue

Medical insurance can often be confusing. So it’s always recommended that one should understand the clauses of one’s medical insurance policy comprehensively and understand its full scope. Here’s an incident that occurred regarding my own medical insurance policy.

Shortly after I adopted a medical insurance a policy, I went for a routine visit to the doctor. I was stunned when he diagnosed me as having a minor cardiac ailment. I asked him whether it had started before or after the date I had signed up for the insurance cover. He replied that there was a high possibility that this had developed well before the start of the policy.

This has left me a bit troubled, as I hadn’t provided my medical history before signing up for the policy. I had, instead, opted for the moratorium. It meant that if any ailment had existed in the last five years or so, the policy would not cover it.

Treating cardiac ailments can cost a fortune, especially when there are complications. I have heard that some consultancies can give proper advice regarding such matters. One of my friends suggested Datahealth Consultancy. Health does come before everything else, but I guess it’s best to clear matters out as soon as possible.