Pregnancy Community Chat Forum

so me and travis want to move out of here hopefully in december but that might not happen with everything going on its going to be really hectic. im thinking more in march which is when im going to be working again and he will have his car fixed by then and everything. things would have slowed down a bit and so we definately want to move and get our own place.

heres the problems: dogs,space,cost of rent
theres no way in heck we could live in an apartment. because of our now 4 dogs it would be impossible. we could ent a duplex or a house but rent is OUTRAGOUS in austin. weve thought about moving to maybe pflugerville or cedar creek but its all still up in the air. so right now our best bet would be.....

http://www.dreamloghome.com/floorplans_det ail_results2.php?ID=25

http://www.dreamloghome.com/floorplans_det ail_results2.php?ID=104

which one do you guys like best? number 1 or 2?
this would be ideal for us because we could make payments which would be WAY less than what rent alone would cost us to get a house or duplex. p

this is just an idea we had been thinking about. nothing is set in stone yet and we really dont know when it will all happen or anything. im still looking around at the different floorplan options and everything but i just wanted to see what everyone thought!!!!!! Very Happy

thanks!

Replies(103)

Marfa2107

replied on October 25th, 2007

Extremely eHealthy

i like #2 better...
but you gotta take into consideration buying land too...
cuz that gets expensive...

young Girl

replied on October 25th, 2007

Especially eHealthy

Marfa2107 wrote:

i like #2 better...
but you gotta take into consideration buying land too...
cuz that gets expensive...

we have land thats the best part! its out in cedar creek( about an hour away from austin) but theres 12 acres so its enough space
theres a few horses on it but we could fence off and divide the land into space for the horses and space for the yard.

AyaMiyaki

replied on October 25th, 2007

Especially eHealthy

Honestly, you two haven't been together for all that long, and you haven't lived alone together yet - especially with a young baby. Babies are amazing at multiplying the stress levels. I think a better idea for you guys would be to leave the dogs with his parents or find new homes for them, and find yourself an apartment with a 1 year lease. If things work out, then consider getting your own home. I'm not trying to be mean or anything, but I don't think you two are ready to buy a home together yet.

Sandbox Party

replied on October 25th, 2007

Especially eHealthy

have u thought of maybe just getting rid of most of the animals?

I know it sucks but we had to do it to get a place.
U gotta make sacrafices for ur family.

maybe get friends to take them?

vanessalouanne

replied on October 25th, 2007

Extremely eHealthy

also count in building expenses..
it really, really gets up there. Trust me. Plus the building permits and codes you have to follow. Not to mention the foundation, wiring, transporting the house to the location. My parents just added property to their land and it put them back 50 grand just to have it put on the land (not including the price of the home)
Youll just really have to look into it.

young Girl

replied on October 25th, 2007

Especially eHealthy

AyaMiyaki wrote:

yeah thats another big concern
but we couldnt give the dogs away
no way
they are like kids to us Sad

maybe we can leave them with his parents for a while. thats still alls omething we have to figure out
rent alone for an apartment here thats not in a bad area is about $800-900 for a 2 bedroom
so thats another thing
this way it would be cheaper than renting an apartment
but youre right we do need to be ready before we decide what to do

its all still up in the air though

thats why im glad my parents own land so we would have that set up already. but we still have thio think about bills,water and electricity and all that good stuff

young Girl

replied on October 25th, 2007

Especially eHealthy

vanessalouanne wrote:

yep yep its alot of money lol
thats why i have no idea what we are going to do

Mabel

replied on October 25th, 2007

Moderator

You two can't own property or get a mortgage because of your age. So unless some family member is able to get a second mortgage themselves... you won't be able to do this.

But it looks good! Additionally, for a mortgage, you'll need far more of a down payment than you have saved up.

I know, I'm being realistic. If you want me to stop, just say so.

You and Travis should focus on getting done with school first, THEN worry about moving out.

vanessalouanne

replied on October 25th, 2007

Extremely eHealthy

also, how would you all get a home loan? what sort of interest would you have?
taxes?

young Girl

replied on October 25th, 2007

Especially eHealthy

rainfire1424 wrote:

have u thought of maybe just getting rid of most of the animals?

I know it sucks but we had to do it to get a place.
U gotta make sacrafices for ur family.

maybe get friends to take them?

no way jose
if it comes down to it we will just rent a house and pay the extra every month
i just figured a log cabin would be cheaper lol but maybe not?
likle vanessa said all the building and all that

didnt even think about that stuff!

Mabel

replied on October 25th, 2007

Moderator

Is there water and sewer already on the land? Is it cleared? Has the electric been installed (on the property)? These things can be a huge expense! If it is well water, you'd have to get a well dug. If it isn't hooked up to the town sewer system, you've got that to contend with. There are a lot of expenses in buying a house - which is why so many people rent.

vanessalouanne

replied on October 25th, 2007

Extremely eHealthy

girl, a lot of us are right there with you.
Trust me, I cannot wait to own my own home but even at my age (which I have a few years on you) and my husband is almost 27 we still can't afford it!

jenniek

replied on October 25th, 2007

Active User, very eHealthy

I think you guys should try out getting an apartment like someone else said..Don't they have some sort of low income housing options or something there? I know here in KS if you make under like $30,000 you qualify for low income housing and can get a three bedroom, very nice apartment for like $500 a month!!!

I can't believe $800-900 a month thats insane!!

young Girl

replied on October 25th, 2007

Especially eHealthy

Ingi wrote:

yeah either my mom or his parents would for sure sign on everything
yeah the downpayments part is also true
wed have to put 6,000 down
the good thing is im pretty sure my parents would do that too. weve got alot of help from everyone but i really want to do it myself
since my mom was going to buy me my first car (i was supposed to get a jeep when i turned 16) but after all the court stuff with my fines from school they suspended me from getting a licence til im 21
my mom laready said shed pay for the deposit for a house if we decided to rent and help to get us moved in

i dont know though
this is alot of money
maybe we will just stay here until we get some more saved up Very Happy

AyaMiyaki

replied on October 25th, 2007

Especially eHealthy

I understand you love your animals, but having them is going to limit your options a lot. You should at least consider finding new homes for them. At least keep the option open in your mind, you know?

young Girl

replied on October 25th, 2007

Especially eHealthy

Ingi wrote:

im not sure
i know the water and electric is all hooked up in the barn? if that makes a difference?

the land is used for 6 horses right now so yes its cleared in some areas but other parts theres alot of trees

i have no idea lol

young Girl

replied on October 25th, 2007

Especially eHealthy

AyaMiyaki wrote:

well theres one of the dogs that may have to go
kasie
shes very jelous and spoiled and she jumps
shes not trained at all and weve tried everything
when the baby comes if she does ONE WORNG thing shes outta here

the rest of them theres no way id give them up. plus thats what i do. thats how i work,in rescue. i have to have room for dogs period. because to be able to stay home and finish homeschooling and be with kristen i need to be able to work from home.

im going to do rescue my whole life and id really like to stick with that.

but i dunno
it might be easiest to stay here for a while longer atleast til then end of next summer

vanessalouanne

replied on October 25th, 2007

Extremely eHealthy

the problem with owning is also the upkeep. If something breaks, you have to pay for it to be fixed, when you rent it is the landlord responsibility.
Not to mention property taxes and insurance.
And with certain types of dogs (i.e pittbulls) a lot of companies will not insure you.

Mabel

replied on October 25th, 2007

Moderator

Hrm, actually, you'd be paying more than 8500 for 10% down and then you'd have to carry mortgage insurance because you wouldn't be coming in with the full 20% down. At least on the second home in the two you have listed there.

Your monthly payments would be over $600 a month. Plus whatever water, sewer and garbage cost in that area. Those are basic housing expenses you usually don't pay when you rent.

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