I am pregnant, and this is my third pregnancy. I am 12 weeks pregnant but still have not gone to see a doctor, becuase I do not have insurance that covers maternity for the moment. We will have insurance that covers maternity care and delivery only from December 1st - I will be 24 weeks pregnant then.

I am wondering if it will be advisable to wait till I am 24 weeks pregnant to go see a doctor. We are financially very tight at the moment, and I will not be able to afford all of the prenatal visits and costs of lab work and tests. I know I must do blood tests, urine tests, probably will need to do amnio, etc. etc. I would like to know if it is possible to do those tests and exams after 24 weeks.

I have never had complications during my previous pregnancies, and I have always had a comfortable, eventless pregnancy. So, all the more, I am wondering if it will be possible to wait till 24 weeks to start seeing a doctor.

I would appreciate some advice. Thank you.