I think I may have terribly mismanaged my health budget. My PCP (who is a provider for my health insurance) recently began offering lab testing right in her office. Due to medical conditions, I've had bloodwork done four times in the last month or so. My husband also had bloodwork done once as part of his yearly physical.

The invoices went, by mistake, to my old insurance (which of course, rejected the claims since I'm no longer a member). Because of this, the lab sent me two invoices (so far), totaling about $450.00. I'm figuring the total will be around $1,800.00.

The problem is that although I went to my regular doctor for the bloodwork, that the insurance company is not going to accept the claims, because the lab used is not in the network. I'm not sure why I didn't think of this before. Maybe because I thought it would be billed through the doctor's office...I don't know, I can't believe I didn't double check with my insurance...

Is there anything I can do? I just can't afford this mistake.