It sounds like you're taking the opinions and preferences of some people and applying them to everyone. That's just not the way it works though. People are all rather different from one another.
Some people remove the hair on the edges, while other people remove all the hair. Some people just remove pubic hair, while others remove hair from around the anus as well. Some people do it at home, other people have it professionally done. Some people leave the hair all natural without removing any of it at all, other people just trim it a bit.
It's about personal preference. It's all up to you. There's nothing gross about any of it. If you and your fiance are fine with things the way they are, then why bother worrying about what other people do?
Personally, I don't remove any body hair, not even a trim. None of my sexual partners or ob-gyns have complained yet.

And if they did complain, guess what, they wouldn't be my sexual partners or ob-gyns anymore

because I am not out to impress anyone. I am going to stick with doing what I am comfortable doing. It's my body, not theirs.