That's great that you went to the doctor to confirm your test results. You'll have to keep us updated on that.
Well, I agree that I find it a bit...icky for a girl of 22 to date a 40 year year old man. However, that's our opinion. Some people don't agree with us. So we can't really say she's a bad person or anything because of it.
You're right that you might have HPV now. However, there are many strains of HPV. Some cause things like plantar warts, others can cause cervical cancer, others cause genital warts. If she has the kind that can cause cervical cancer, the only concern there would be that if you got HPV, you could pass it on to other women. Other than that, it probably won't affect you at all since you don't have a cervix!
You can't assume she's dirty or sleeps around because she has HPV though. Many people have HPV. It's very common. You could even have HPV, yet you don't sleep around, right?
I agree with you; it sounds like she might have made a few bad choices in life. However, that does not necessarily make her a bad person. Maybe she was attracted to you because she wants to turn her life around. So don't assume the worst yet and don't blame her.
Even if she gave you something, I doubt she did it to be mean. Most of the time when people give someone an STD, it's because they don't even realize that they have something to pass on. And even if she did know she had something, you chose to not use protection, right? So you can't lay all the blame on her. You'll have to take some responsibility for this too. I am not saying this to be mean. I am saying this because when we admit what we did wrong, we can learn from it. If we just lay the blame on others, then it's like we're denying we had any part in it. It's tough to learn from something if we say it all wasn't our fault anyway.