Recent hallucinations

I am a 28 year old male. I have a girlfriend that I live with. Recently the past month or so I have noticed that I have been hallucinating. It stared with voices in my head talking to me often while i would be talking to someone at work and the voices seem to judge people that im am talking to or what they are saying. Then I have had visual hallucination with my mother being at my house. i would talk to her even though she lives 3000 miles away. I have talk to/pet a dead pet of my girlfriend and mine. I am having trouble getting motivation to go to work. I seem to be able to tell the difference between what is real and what is not when i am at home. All the time when I am home the is a man who watches every thing I do. This person has never talked to me. But having any type of sexual relationship with my live in girlfriend is impossible because I am being watched. I have shared with my girlfriend what has been going on but I really dont feel that she fully understands what is going on. Each one of these symptoms seem to be getting worse each and every day. Like now the auditory hallucinations are now telling me to kill/maim/hit pretty much anybody I come in contact with that I am not really close to. The voices seem to like my girlfriend. They dont interupt her. My biggest problem is I recently lost my health insurance due to my calling in to work due not wanting to deal with the hallucinations. I live in south florida and I need to find a cheaper psychiatrist or free psychiatrist. Closer to me the better. I live in south broward county/north miami dade county. Any help would be greatly appreciated? Is this schizophrenia? Where can I go??? Please help!!