Rash on my right side around the waist

hi

diagnoses of rash is very difficult even for doctors,so site or rash?does it itching?painful??
if it is directly under the site of belt?

I would say it is right on the site where a belt would be worn. I do not wear belts. It itches terribly. It stops itching for a few hours when I put the cream on but then it starts again. I have been putting cream on it for at least 5 days now. I am overweight so someone suggested that it is were the skin folds but I have never had anything like this before. I shower everyday so it is clean and dry... I cannot figure out what it is. I am trying to avoid going to the doctor since I just lost my job.

maybe fungal infection specially if the rash is ring shaped.

Yeah I would say it is ring shaped ... kind of oblong actually. If it does not go away by the end of this week I will make an appointment at the doctor.

Thank you for your advice muhamad I really do appreciate it.

maybe fungal infection,use anti-fungal ointment and see if you get better or not,try to keep it dry.