Thank you.

How can your insurance carrier refuse to renew because of pregnancy? I don't get it.

You can find out on your own how different the care will be by calling hospitals in your area. Ask them what insurance they take. Many doctors will not take medicaid.

1. How is the care compared to if going to a private hospital and paying costs out of your own pocket than to a hospital that is covered under medicaid, maternity advantage, and etc?

I was inbetween jobs during my 1st pregnancy. So I didnt qualify for any benefits. I am native american and am offered free healthcare here in Phoenix. It is a government ran hospital that only has midwives. I think they have a handful of OB/GYN for high risk and complicated pregnanys. I was very nervous about getting a lower level of care. I know here in Phx the Indian Hospital can be seen as a less than desirable place. They dont have enoough funds and are always shortstaffed. The wait times are horrible. It takes 30 days to see a Primary care physician.

But I have to say that I received the best medical care in my life! I would never consider having my prenatal and postpardum care anywhere else. I say this because I wanted a natural home water birth. The midwives were very supportive in allowing my hubby and I full control over how our birth went. We were able to be comfortable. I think the only reason is because they are a team of midwives not Ob/Gyn’s. Plus all the people that work at the hospital arent there to make money they are there because they care and they want to be.

Every place has there pros and cons. I feel that you should explore your options until you and your fiancé find a doctor and facility that caters to your needs. Keep in mind all the people involved to. From your doctor to the maternity ward and pediatricians. Hope you find someone that works for you.

And one more thing. You are going be a great father and husband.

How can you and your girlfriend be on the same health insurance if you are not married?

You actually get the same care on medicaid that you get on any other health insurance. You just need to find a doctor who accepts it.

After the baby is born you can add it to your health insurance.

You do get the same care. You do have to find a doctor that accepts it and that's where the problem can be. I went the 1st half of my 1st pregnancy as a private payer. Then got on medicaid. Before I went to medicaid I was going to a great doctor who was very experienced and who went great lengths to fully check every thing out. Once I got on medicaid I had to switch docs b/c my old one wouldn't accept it. My new doctor was a freaking joke, but the only one around that would accept it. He did noting to help me and always thought I was lying to him. I think it's b/c he didn't want to do anything and was just too lazy, apart from medicaid only approving so many procedures. Both my pregnancies had bad outcomes. My last one ended in a stillbith and I know it could have been prevented. Even my MFM doctor said it could have been prevented. I now out of 2 pregnancies have no living children. I have private insurance now and will see what kind of care I get next time. But IMO you get what you pay for and with medicaid you pay for nothing, you do the math....

Good luck.