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General Forum Topics > Health Insurance Forum > Put every single dr. visit on insurance application???
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Q: Put every single dr. visit on insurance application???
asked by: Ron00 on September 21st, 2009
New User
I could really use someone's advice here. A few days ago I filed an application for an individual policy with the help of an agent. When I went over my copy of the application the next day more closely, I found about 15 errors on it. Many things that I just didn't think of when I was going through the online application with the agent. (We were going through it pretty fast).

I called the agent back, and told him I think we need to amend all those things or cancell the application. He said he's not concerned about all those things. Only one of them would he ammend. I expressed my concern that I'm worried the insurance company might rescind my policy later on if I'm not very accurate up front. He again said he's not concerned and that he's never seen one rescinded for that.

I'm very confused, because I've been on several discussion forums, and most people tell me that an insurance company can rescind your application for 'anything' you omit (even if unintentional), and even if its totally unrelated to any of your active conditions. My insurance agent is downplaying this possibility, but is he right? Or should I be concerned?

I'm just really torn as to what to do. I'm seriously thinking of cancelling the application and going it on my own. Am over over-thinking this?
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zigemyster
replied on October 6th, 2009
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Read the fine print of the application.

As far as every single dr appt...my word, if I did that...my application would be as thick as a novel.

I'd be concerned...it could be that s/he is more interested in getting as many policies sold as possible and not too worried what happens to you after the fact.

Then again s/he could be telling you the truth.

Zig
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