I recently had a baby and I have here the bills of what the hospital charged to my insurance..One bill is $8,861 and other is $1,944 so adding both that would be about 11k for a normal delivery of a healthy baby. So basically they charge the insurance for every breath I took while I was there for those two days. Isn't that crazy? I realize it's a river of money runs into a hospital. No wonder it is so important to show your insurance card, they are going to charge it like there is no tomorrow.