I'm sorry toh ear that you don't have medical insurance, because I really think that you need to see a dermatologist. IT can be pricey, $200-300, but you NEED to have your skin treated. It's difficult to tell whether your skin is experiencing an infection and what type of infection without visual inspection. You need to see a dermatologist and spend the money for treatment, b/c I'm not sure whether this problem will go away spontaneously, or not.