Well, I got it looked at for anyone wondering...
It's a dag-gum yeast infection that I got while taking a 10-day run of antibiotics for a cut finger.
No girlfriend at the moment so it didn't come from that.
I guess I must have scratched myself down there after making a sandwich or something. lol
I started thinking that it might actually be a yeast infection after I stopped using the neosporin and still had what looked like residual neosporin or flaking skin like after a sun burn but wet skin.
It honestly looked like what you get when you dry your hands with a paper towel and it starts rubbing off on your hand because they are too wet....I hope some of that makes sense. I tried to paint the best picture I could.
The Dr confirmed yeast by a visual inspection and told me to get some monistat and I should be good in a few days.