I have very fair skin, red hair, and a lot of freckles. I've always been very careful with my skin, and get regular checkups. But, for the last 4 years i have been living in Asia, and don't have regular access to a skin cancer specialist.

Recently I have developed a tiny reddish-pink bump on my upper thigh. I've looked at pictures on the internet, and it looks like a regular mole. I don't have any other moles, so this is new for me. I'm 27. Is it likely I would start growing moles now? And I'm confused, because I thought moles were supposed to grow in sun exposed areas, but my thighs rarely see the sun.
Over the few months I've had it, it's been growing, but it's still very small. I've been keeping a close eye on it, and am planning on getting it checked out when I go home in December. But today it started hurting a little, just a small dull ache. I suspect that it's on my mind, and it's only hurting because i'm worried about it. But i am getting more concerned. Should I wait and get it checked out in december? or should I try and find a dermatologist somewhere nearby me and get it checked immediately?