Hi Dongchimi,
I think itâs all a big mess! As much as the government thinks they can govern health care I just donât believe they can govern the health care industry or the business per say. "Health Insurance" Is run like a business by business people. I mean your situation is proof! Your premium doubled, and that is horrible.
My premium was outrageous as well. I then did some research online and found health benefits that allow me to get the same professional services without the crazy prices of insurance. I pay for what I want and when I want it.
I have 2 kids as well so I absolutely had to make sure they are covered. Their now covered and I donât have to pay extra for them and we've used the benefits as well. Insurance is just crazy. The alternative health benefits are for everyone, working or non working. Some employers also reimburse for alternative health benefits. So If you or anyone else wants to know more just send me a quick message and I will be happy to show you what I found and what works for my family.