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Mental Health > Mental Conditions Forum > Mental problems with no insurance
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Q: Mental problems with no insurance
asked by: MattLiving on June 10th, 2008
New User
Thank you for taking the time to read my post. I've come to eHealth because it seems like a great place for people discuss these sort of things.

I strongly think that I might have some sort of mental inbalances and/or disorders (hopefully not but not trying to be in denial) - I've done some basic research and have come up with a few diseases that sound possible.

I have no health insurance as I "work" from home on various websites, blogs, and that sort of thing. I really want to see a doctor to get fully checked out but I'm afraid of doing this with no health insurance, I read that once you're diagnosed with something it's harder for someone to insure you.

I'm trying to compare my options but I'm so lost and confused as to what I should do, I don't know if I should just get my own insurance now and then go to the doctor hoping for the best or if I should get some type of job with good benefits and be under the umbrella of the companies policies and plans.

Do you have any suggestions on my case? Maybe I'm overthinking this too much but at the same time I really can't help it. I'd love to find out if there really is something going on once and for all. I know I can physically do this at anytime but I really don't need more financial problems in my life.

Thank you

Matt Martin
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antigone
replied on June 10th, 2008
Extremely eHealthy
Matt,

Unfortunately, insurance companies will not cover you if you have a pre-existing condition. My niece has bipolar disorder and when my sister tried to get coverage for the family they would not cover my niece.

I would suggest you get coverage before you get a diagnosis. The insurance company can not deny coverage if you are not diagnosed with any condition until after you have coverage. Additionally, medications can cost quite a bit. You will need to have follow-up appointments with the doctor if you have any disorder. Many people opt to go see a psychologist to help with coping and social issues. This can get pretty expensive.

I hope this helps. Insurance is expensive but trying to pay for a life long condition out of pocket gets very expensive.
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TMJWorld
replied on June 11th, 2008
Extremely eHealthy
i completly agree with antigone-----you may also want to visti our insurance forum and ask around about it there
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Georgia59
replied on June 16th, 2008
Especially eHealthy
I agree. My state has a state insurance program that offers low cost insurance to self-employed or un-employed or low income people- perhaps your state has something similar? I'd suggest getting on it and then seeking a doctor.
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nayshun
replied on July 20th, 2009
New User
Get your blood work done to check your hormones and testosterone levels. The best optimal levels for a man is 700 to 800 ( any age). if you are below that, then try using natural ways to boost it up. If those do not work, then you will have to try alternatives. Use google and type in Low Testosterone. You will be amazed how much it regulates the mental aspect of a man/human.

Good luck. And remember.. If you do not trust my words, then I am sure you will trust yourself once u see what information the internet has about low testosterone. Smile
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