yes u r overthinking this
so relax and tell girl friend to relax
sex is fun till u get pregnant
so this is a good time to learn about what REALLY makes a woman sexually excited (here is a hint not penis inside) not that it doesn't make it all better but she actually has her sensations more in her clitoris, labia minora, vulva, so try dry humping or oral sex or better yet birth control
good luck and don't worry for now u r both fine