I wouldn't panic - I mean I went out with a 37 year old guy who told me that I was his first girlfriend, I could have burst out laughing but I thought it was really cute - so what I'm saying is , is there's no hurry to get a girlfriend.
I personally hate the way everyone under 35 today is unreligious and it's somehow exceptable to have a string of girlfriend/boyfriends before meeting the one. In the olden days it was seen as not acceptable and really rarely happened to date someone before marriage and even then it was frowned apon. I know someone who is 65 ish , who was adopted and her real father is married with a different family - but the 65 year old lady is too embarassed to approach her father's family since they are of the belief that his first lover was their mother not the previous adopted lady's mother.
I think it would be nice if we could go back to olden days tradition. I mean I have spent hours and hours chatting to guys over the internet and it's rare you meet anyone who you want to speak to for a second time. Most guys are loosers. It's rare to meeet a virgin under 35 and also it's rare to meet anyone who wants to meet up even. LOL. So I would just concerntrate on your studies and try and forget about girls.
Also I hate to put a stumper on things, however you cannot presume because a girl is chatting to you , that they fancy you. I have felt this about guys many times then asked a descrete question to work out if they are interested and they never are, or rarely.
Actions speak louder than words - mayeb someone you have seen loads and loads and trust you could ask out which could lead to a marriage or long lasting relationship would be far far better.
My parents tried to stop me from loosing my vaginity at 17 and I really really regret sleeping with a guy who I'd known only for a few days and he was off the internet and came and visited me for a week when i stayed with my older sister for a week at her place. If I could turn back the clocks I would have waited for the right guy.
I have my eyes on someone who's around 49 or 50 and I suspect he's never had a girlfriend before because he seems a really shy type and really really loyal to me and nice guy. He's such a sweety I have not seen him for about 4 years now but he's on my msn contact list.
I'm just trying to pluck up courage to ring his private number (I hope it is) which is in the phone book. But I think I'm going to get a male friend (a guy I have chatted to over the internet - but that I'm not interested in as he's no virgin) .
So if i were you, wait for the right go. Don't go and loose your vaginity when you are young - save it for "the one".