Good luck. I hope everything goes well!!!

Good luck! I hope that everything goes great!

Good luck!! I hope everything goes well for you

that sounds awesome! good luck!

Good luck! That sounds like a really nice house

That's awesome! Good luck!

yay good luck hun cant wait to see pics when you get them lol

good luck! if you have never bought a home before it takes a while its a lot of paperwork and signing so exercise your writting hand

wow sounds like its promising, and sounds like a great house! I dunno when we will ever buy a house since we move so much while jasons in the army, but good luck and update us as soon as u get back!

Wow, that sounds like my dream house! How are youo guys doing this again? I wonder if they have a program in FL like that I could use. . .I'm happy for you Michelle!

That's no lie!!! I felt like a movie star by the time I was done signing all the paperwork when we bought our house. Now, we are going through a refinance/bill consolidation so I have to do it all over again next week!!

they prob do , but they are always called something different, my mom was telling me about something in fla, but i dont remember what it was though

See if you can find out Diane, I really wonder about that stuff.

well saturday I can call my mom, thats the only day she is off of work, i call her tuesdays and saturdays when she is off. My brother is back there though now but he dont know much of anything haha. But ill ask her about it when i talk to her on saturday hopefully i remember.

good luck x

Thats cool. I'll be back on here on Monday!

hey! good luck. i can't wait to see pics

Thanks everyone for the good luck wishes! Well we went to the meeting, signed a thousand & one papers & put a little money down so the homeowners know that we are serious about this. Our real estate guy (Rich) referred us to a loan manager at the bank in town so we went over there right after our little meeting. They ran Shane's credit & a Verizon bill came up on his report saying he owes $512. It's from a few years ago. Sooo Shane has about $600 in his stocks so he's going to cash that in & pay that off to finally get it over with. We can't get an FHA loan until that's taken care of so hopefully Monday or so we'll know.. Rich called the homeowners while we were still there to tell them they got an offer so they can look over the paperwork but he was still waiting on them to call back the last we knew. The homeowner is actually Rich's niece, so that's kind of nice. He told us he talked to her lastnight & he said she was excited that we are interested in the house. Also that she wants to negotiate a deal with us rather than have the open house they were planning on Saturday & have 40 people throwing offers at her. SO that's nice! The couple that owns the house aren't too much older than Shane & I, they're just in their late 20's. When we talked to Rich after we went to the bank, he said he goes through a few other banks, so we can try them as well & maybe one of them won't say anything about the Verizon bill. We're paying it off either way though, it's long overdue.

The program we were going to go through is called USDA Rural Development. They qualified us for $85,000-$100,000 but the house we put the offer on was a little over what they qualified us for, so we thought we'd try getting an FHA loan instead. If it doesn't work out we'll still go with the USDA one though & just make sure we stay under the amount they allow us. The house we want is $119,000 but we put an offer in for $109,000. So we'll seeeeee!

Man thats cheap for what you described!!!! We have been looking at houses FOREVER, but they are wayyyyy to exspencive. Just for a townhouse where I live is 190,000 unless you wanna live in the ghetto, you guys are really lucky. im jealous