Im 20 years old, just got married in November and would LOVE to have children but I was born without a uterus, although I have fallopian tubes and ovaries, and a sister that is ready and willing to be the surrogate mother....I know in vetro costs about $12,000! I am a college student and my husband is a store manager and makes decent money but not enough for in vetro...Is there any kind of financial help that anyone knows about??