You think you are ready now, do you? Are you on birth control? If not, will the guy you plan to have sex with protect you by using birth control? (Doubtful, since guys that age don't even know how to use protection, and will usually be done before they can get it on.) Are you prepared to have a child, and take the responsibilities of raising, AND paying for all it's needs? Will the father still want to be around? Are you planning on jumping from boy to boy, and having sex with all of them? Are you prepared to get the reputation that goes WITH all that sex? If any of these questions are answered with a NO, then YOU ARE NOT READY. And let me tell you one other thing, sex at such a young age, even with a boy you think you love, is not all that for the girl. Sure the petting that leads up to it is hot and heavy, and feels good, but the actual act itself, is not what you think it is. Your body hasn't had time to develope all it's senses, and between that,the fear and anxiety of getting caught, and the feeling like you just lost a special piece of yourself, believe me you will wish you had waited. And if you don't believe me, ask some of the older women around you if the wish they could take it back. At least 90% will say THEY WOULD, cause chances are, all those guys you gave it away free to are just a bad memory for them now.