The good news for you is that at least you know you are capable of achieving orgasm!
I had also not experienced pleasure during penetration, and have had dozens of boyfriends and was married once. I found that I had to be very aroused to enjoy it. Now I do, my current (and hopefully forever) love is very large and I climax almost immediately when he penetrates me. I am in absolute heaven with him. He takes a long time with foreplay.
I never climaxed with oral either, until now. I have had a lot of lovers, but only my current boyfriend knows how to with a special "trick" he does. Perhaps have your boyfriend try it?? He can tease a little and then after "working" on you a while - put is lips around the tip of you clitoris and then move his tongue very quickly in a small motion on it. (not sure how he learned this, but he does read a lot

) It is amazing to me, that now at the age of 38, I'm finally enjoying sex!!
I wish you all the best of luck!